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However, it is strongly recommended that you file a FAFSA do so for your child, as the FAFSA opens up a myriad of other financial aid avenues. Certain schools may also require that a FAFSA is filed in order to certify a PLUS loan. It is recommended that you check with the financial aid office to see what the school's policy is. Once you sign and submit the Master Promissory Note, you can check the status of your PLUS loan at the StudentLoans.gov website. To log in, make sure you have free online credit check Meridian your FAFSA PIN ready.

To request a duplicate PIN, fill free online credit check Meridian out this online form. The interest rate for PLUS loans is set each year by free online credit check Meridian the government, and calculated using the 91-day T-bill rate for the last auction in May free online credit check Meridian of each calendar year, plus 3.1%. Currently, the PLUS free online credit check Meridian loan interest rate for the 2010-2011 academic year (beginning July 1, 2010 and ending June 30, 2011) is fixed at 7.9%. credit report now

If you are a parent or legal guardian free online credit check Meridian with PLUS loans and want to lock in the lowest rate possible, you must consolidate free online credit check Meridian your PLUS loans after the free online credit check Meridian final disbursement for that academic year. These fees are deducted from the principal at each free online credit check Meridian disbursement. Eligibility for the PLUS Loan depends on a modest free online credit check Meridian credit check that determines whether the parent has an adverse credit history.

An adverse credit free online credit check Meridian history is defined as being more than 90 days late free online credit check Meridian on any debt or having any Title IV debt (including a debt due to grant overpayment) within the past five years subjected to default determination, bankruptcy discharge, foreclosure, repossession, tax lien, wage garnishment, or write-off. free credit report websites To ensure that you free online credit check Meridian can obtain a PLUS loan for your child's education, it is essential to have a recent copy of your credit report. As a service to Parent PLUS Loan customers, free online credit check Meridian we offer you the ability to order your credit report and score online for a nominal fee, in partnership with the Fair Isaac Company.

There are several options if you are not approved for the PLUS Loan, as some applications are declined for reasons other free online credit check Meridian than poor credit.

If you are declined, you can: After you are denied, you should free online credit check Meridian receive your denial letter within free online credit check Meridian two weeks of the denial date. You can check the status of your loans by free online credit check Meridian using the National Student Loan Database System (NSLDS). You can access NSLDS for free at free online credit check Meridian www.nslds.ed.gov You will need a Federal student aid pin to access this site. If you do not know your pin you can free online credit check Meridian access it at www.pin.free online credit check Meridian ed.gov No. trw credit report

The PLUS Loan is a Parent loan, taken out in the parent's name. If, as a parent, you are interested in a loan that has such a feature, you'll need to resort to private student loans. These loans are in the student's name, and depending on the lender, may have a cosigner release option.